How Contract Superintelligence works
Contract Superintelligence turns a signed real estate contract into a settlement statement in four steps, and a person checks the result before anyone sees it.
As of October 2026.
- The contract comes in. A buyer, a seller or their agent sends the signed contract, as a PDF or by forwarding the e-signature email.
- It reads the contract. Not a form, the contract: the price, the earnest money, who pays what, the closing date, the credits, the contingencies and their deadlines. Every value it finds is tied to the page and the words it was read from.
- It applies the rules. Tennessee's transfer tax, mortgage tax and recording fees; the title insurance premiums at the filed rate; the tax proration to the closing date. The contract's own figures stay editable; the figures set by law or by rate do not.
- It produces the instant settlement statement. An instant settlement statement is what Contract Superintelligence produces: a buyer's or seller's settlement statement built from the signed contract itself, in about five minutes, before the lender, the title company or the closing attorney has sent in a single figure. It shows the buyer what they bring to closing and the seller what they walk away with, closing costs and title insurance included. Every figure on it is traced to the page of the contract it came from.
Questions, answered from the contract only
A buyer or a seller can ask about their contract: what happens if the appraisal comes in low, when the inspection period ends, whether the earnest money comes back. Contract Superintelligence answers from their own pages and quotes them. If the contract does not say, it says so. It does not answer from general information.
A person reads every statement
Before a statement goes out, a person reads it. The technology does the reading; people do the judgment. That was the arrangement from the start, and it has not changed.
What it needs and what it does not
It needs the signed contract, every page. It does not need a loan estimate, a payoff or a homeowners' association letter to produce the first statement; those lines are added when the lender, the lienholder or the association sends them, and the statement is recomputed.